Harper

Let Us Work For You!

We will use our financial sources, to get you the best possible program for you and your business. We work closely with countless finance institutions to offer programs suited for each individual or business.

At HOTC, we're committed to providing you with the best selection of Sterling, Western Star, and Condor vehicles for every application.

Click here to contact any one of of our Truck Sales representatives, and we will be more than happy to discuss your needs in detail to set up the right leasing, financing or purchase plan for you.

Some Advantages of Financing and Leasing:

Conserves Capitol
-Conserves Cash
-Preserves working capitol and bank lines of credits
-Buy what appreciates; lease what depreciates

Tax Advantages
-Potential Income Tax Benefits
-No pre-payment of taxes(Lease)

Fixed Costs
-100% Term Financing
-Fixed payments through the entire term therefore enforcing a budget
-Operating budget versus capital expenditures
-Match revenues with your expenditures

Flexibility & Simplicity
-Payments can be tailored to cash flow
-Choose your term: monthly, quarterly, annually, seasonal and more
-Simple and Convenient Process

Avoids Obsolescence
-Keep up-to date with current technology
-avoid costly repair bills for old technology

First time Owner-Operators Welcome!

We can offer you
- Minimal down payments
- Competitive rates
- Skip payments to accommodate those seasonal slow downs
- Choose to lease or finance your truck- with options to making it easy and convenient.
- You can pay off your truck with no early penalty clauses that you may receive at the bank.
- Don’t use your home as equity on your depreciating asset
- Set up monthly pre-authorized payments
- Balloon your taxes to the fourth month of start date
- Accelerated payment schedules available
- Fixed interest rates
- Waiver of depreciation, and down payment or Trade Value Waiver, coverage available.

Fleet Programs Available
With Harper Ontario Truck Centre being the largest selling Sterling Truck Dealer in Canada, and now carrying the Western Star Franchise and Condor, we have the strength to make us ideally suited to fleet sales.

We can offer
- Full maintenance leases
- Fleet professionals on site
- Traditional TRAC leases that may offer an off-balance-sheet solution.
- Credit lines available on approved credit.
- Competitive rates

Vocational Programs Available
-Finance the truck and the trailer body together

 Click here to contact any one of of our Truck Sales representatives, and we will be more than happy to discuss your needs in detail to set up the right leasing, financing or purchase plan for you.